March 5, 2014 710 Views Credit Risk Credit Risk Index TransUnion 2014-03-05 Colin Robins Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Headlines, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Consumer Credit Risk Drops to Lowest Level Since 2005 Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Cost of Compliance: Community-Based Mortgage Servicing Next: Lenders: Beware of the ‘Forced’ Short-Sale in Bankruptcy About Author: Colin Robins Tagged with: Credit Risk Credit Risk Index TransUnion Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Colin Robins is the online editor for DSNews.com. He holds a Bachelor of Arts from Texas A&M University and a Master of Arts from the University of Texas, Dallas. Additionally, he contributes to the MReport, DS News’ sister site. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Print This Post Related Articles Home / Daily Dose / Consumer Credit Risk Drops to Lowest Level Since 2005 TransUnion released its Credit Risk Index, which measures aggregate credit risk in the nation. The report released Wednesday concluded that credit risk dropped at the end of 2013 to the lowest level since 2005.The index dropped to 110.10 in the fourth quarter of 2013, down nearly 9 percent from the 120.64 reading from Q4 2012.The release noted, “The Credit Risk Index measures changes in consumer credit score distributions relative to the national distribution and delinquency rates as a whole at the end of 1998.”1998 was chosen as “a representative year of credit performance within the usual dynamic of the historical credit cycle,” according to the report.A value of more than 100 represents a higher level of risk, and TransUnion remarks that the CRI has generally ranged between 110 and 120 between 2001 and 2007, and saw elevated ranges from 120 and 130 during the most recent recession.”With auto loan and credit card delinquency levels hovering near all-time lows for the last two years, and with mortgage delinquencies seeing their biggest drop in 2013 since the housing bubble, a decline in go-forward consumer credit risk would be expected. However, it was a pleasant surprise to see the Credit Risk Index drop to levels not seen in nearly 10 years,” said Ezra Becker, VP of research and consulting for TransUnion’s financial services business unit.The CRI peaked at the end of 2009 at 129.67, 15 percent higher than the current level.”This improvement is driven by a myriad of factors, including consumers better maintaining their credit relationships and fewer subprime and near-prime consumers opening new credit accounts. With credit risk at such low levels, there is a possibility that consumers in higher risk segments may see more credit offers, as some lenders decide they have the room in their profit models to take on greater risk,” Becker said.States experiencing the greatest CRI improvements in the last year include: California (down 12.97 percent to 100.74); Nevada (down 12.94 percent to 130.85); Florida (down 12.17 percent to 123.27); and Hawaii (down 11.62 percent to 81.99).The highest risk states include Mississippi (152.67), South Carolina (139.27) and Louisiana (139.07). The lowest risk states were North Dakota (74.57), Minnesota (78.47) and Hawaii (81.99).
Top StoriesNEET 2020: Supreme Court To Consider Today Plea Seeking Admission To “Higher Option Seat” On Basis Of Merit & AIQ Sanya Talwar23 Dec 2020 10:57 AMShare This – xUpdate at 12.14 PM on December 24 : The Supreme Court refused to entertain the petition and the same was dismissed as withdrawnA vacation bench of the Supreme Court will hear on December 24 a petition seeking stay on a December 15 judgment of Kerala High Court which had dismissed the plea of a student seeking admission to a “higher option seat” in Allotment to medical and allied courses in…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginUpdate at 12.14 PM on December 24 : The Supreme Court refused to entertain the petition and the same was dismissed as withdrawnA vacation bench of the Supreme Court will hear on December 24 a petition seeking stay on a December 15 judgment of Kerala High Court which had dismissed the plea of a student seeking admission to a “higher option seat” in Allotment to medical and allied courses in terms of NEET Rank in the All India Quota Seats and KEAM counselling for state of Kerala.A bench of Justices Indira Banerjee and Hemant Gupta will take up the petition tomorrow which states that the High Court erroneously dismissed the Petition filed by thereby resulting in wrongful denial of admission to the Petitioner in such Government medical colleges which were in the option list of the Petitioner in both, the All India Quota Counselling and the KEAM counselling of State of Kerala, while not considering the merit secured by the Petitioner in the National Eligibility cum Entrance Test (UG)- 2020.While dismissing her petition, the High Court had observed :”It is seen that the respondents have conducted the counseling in accordance with the Graduate Medical Education Regulations 2019 as well as in tune with the directions and decisions of the apex court. As per the provisions contained in Appendix F a further counseling is not permissible once the petitioner has been admitted in the 2nd round of counseling under the All India quota. Therefore, though it is seen that several of the candidates ranked juniors to the petitioner have got admission in the state quota, a further opportunity to participate in another round of allotment is not permissible for the petitioner, in the light of the provisions in the Regulations as well as the judgment of the apex court.”Further, the petitioner has contended that 24 candidates ranking below the Petitioner have been allotted seats in such colleges, while denying admission to the Petitioner in the said colleges.The Petitioner had appeared in the NEET (UG) and secured All India Rank No. 11837 and Kerala State Medical Rank No. 1695. She belongs to Muslim community which is in the category of OBC. In the first round of counselling against 15% seats in the All India Quota, the Petitioner was allotted to a college in Andaman and on the basis of allotment in the State Quota, the Petitioner was allotted to Amala Medical College, Trissur and she has joined there. However, in the second round of counselling for AIQ seats, she was allotted to a seat in Karwar Institute of Medical Sciences, Karwar, Karnataka, and she joined there.It is the grievance of the petitioner that 24 candidates ranked below the Petitioner have been allotted seats in Government Medical Colleges in Kerala which were high up in the option list submitted by the Petitioner.The plea states that gross injustice has been meted out to the Petitioner because she is being denied admission to a college where she should be preferred solely on the basis of her merit.Further, it is averred that due to COVID-19 pandemic, many States within the territory of India did not conduct the first rounds of the respective State counselling, because of which numerous candidates did not participate in the second round of AIQ counselling. Consequently, around 2000 seats in the AIQ remained vacant. In this context, the petitioner states that High Court ought to have considered that the injustice could have been avoided if the huge number of seats reverted back to the States were offered to high ranking candidates including the petitioner, who could have chosen the available higher option.The plea has been filed by Advocate on Record Deepak Prakash.UPDATE : Read the report about the dismissal of the petition hereNext Story
FacebookTwitterLinkedInEmailDETROIT (AP) — Donovan Mitchell scored 13 of his 28 points in a decisive first quarter, and the Utah Jazz held on for a 96-86 victory over the Detroit Pistons.The Pistons were coming off an overtime win over Phoenix on Friday night in which they rallied from a 23-point deficit, but they couldn’t climb out of another big hole.Utah led by 20 before the first quarter was over.Detroit had the ball down five late in the fourth, but Rudy Gobert blocked a shot by Mason Plumlee, and Mike Conley made two free throws to make it 93-86 with 1:00 remaining. January 10, 2021 /Sports News – Local Early hole too big for Pistons; Jazz prevail 96-86 Tags: NBA/Utah Jazz Written by Associated Press
String Cheese Incident & Beats Antique CollaborationSetlist: String Cheese Incident | Suwannee Hulaween at Spirit Of The Suwannee Music Park | Live Oak, FL | 10/27/2017Set One: Colorado Bluebird Sky, Search > Valley of the Jig, These Waves > Djibouti Bump > Rhythm of the Road > Sirens, Nothing But FlowersSet Two: Howard, Close Your Eyes > Black Clouds, Sweet Spot, Wake Up > Way Back Home > BeYOUtiful, Untitled Beats Antique collab[Cover Photo: Aaron Bradley] Suwannee Hulaween hosts and founders The String Cheese Incident brought the house down at the Spirit Of The Suwannee Music Park last night with two particularly jam-heavy sets. Greeted by thousands and thousands of costumed Hulaween revelers, the boys tore into their dual sets, offering the characteristic high energy and commitment the band has become known for. Backed by one of the best light shows they’ve ever had on their side, String Cheese Incident dazed and amazed the crowd with a sense-shattering display of power and joy.Mike Gordon Joins The Benevento Russo Duo At Hulaween [Full Video]Live For Live Music has two exclusive clips from last night’s revelatory second set. The first contains the band’s massive combination of “Close Your Eyes” into “Black Clouds”, which fell after Cheese’s set-opening rendition of “Howard”. Clocking in at just under the 30-minute mark, String Cheese Incident gave the songs the proper treatment, savoring the transition between the two numbers.Greensky Bluegrass Dedicates 20-Minute “Bring Out Your Dead” To EDM Fan At HulaweenThe second exclusive clip shows String Cheese Incident’s set-closing co-collaboration with Beats Antique. To close out the first day of Hulaween, the Colorado-born jam giants teamed with the world-fusion electronic group for String Cheese Incident’s debut of their Middle East-inspired co-collaboration with Beats Antique. With Beats Antiques’ belly dancer and percussionist Zoe Jakes front and center, the song served as a perfect ending to begin to close out the first day of Hulaween. Take a look and listen for yourself below!String Cheese Incident, “Close Your Eyes” > “Black Clouds”
Published on February 2, 2016 at 10:25 pm Comments AdvertisementThis is placeholder text Grade Syracuse’s performance against Virginia TechABCDFVoteView ResultsCrowdsignal.comGrade Syracuse's performance against Virginia Tech Facebook Twitter Google+
In one of the most promising starts in program history, the University of Wisconsin softball team is hitting the ground running this year in hopes that they will finally secure their place as a top competitor in the Big Ten.The Badgers (18-14-1, 3-2-1 Big Ten) are off to one of the best starts in the history of the program, even though they just played their first home game March 30.Being on the road for two months on opposing or neutral sites meant that the Badgers couldn’t rely on their home audience. They needed to find their own momentum and that required a lot of hard work, resulting in some very hard fought games.That being said, the Badgers are still viewed as a relatively new team coming in the Big Ten. Considering teams like the University of Michigan and Ohio State have had their softball programs for around 38 years, Wisconsin’s 19-year-old program makes them newcomers in some eyes.Head coach Yvette Healy knows that having this “rookie team” status means that the Badgers need to fight for the same respect that Michigan and Ohio have earned over the years.Healy knows that her team is willing to play the big teams to help them earn their stripes.“I think this team just wants to take a swing at the big teams and see if we can get a little bit of respect out of it,” Healy said. “While softball is not only a relatively new sport within the Big Ten, it is a fairly new sport to Wisconsin itself.With the team having less than 20 seasons in Madison, Healy knows that being this new to the school means that sometimes softball gets overlooked on campus. Her goal is to get softball to be the same kind of powerhouse team that men’s basketball or football has been for the university.“Softball is not a sport here that’s been a powerhouse yet,” Healy said. “It’s not a men’s basketball that goes [to the NCAA tournament] every year or a football that’s always been in a bowl game. We’re trying to become that type of team. There’s nothing about it that’s easy, especially when you’re a warm weather sport playing in the cold and spending your first 30 games on the road. You have to work for it.”With only two NCAA tournaments under their belt, Healy knows that there is a lot of work cut out for her and her team to get to the same level as men’s basketball at UW, but this season has shown that significant progress is being made toward reaching that goal.One thing this team has going for them is that they don’t take national tournament appearances for granted. At the end of last season, when the team knew that they would not go on to the Big Ten tournament, they worked to come back even stronger this season, and Healy has taken notice.“I think they just want it,” Healy said. “The senior class especially, they’ve been to two NCAA tournaments so last year was a tough year, but they want to get the program back on track. They’re fighting for it.”And the way the players have been swinging their bats has really helped them bounce back, as it has become quite clear throughout the start of the season that this year’s Badgers have improved immensely on offense.For several games this year, the Badgers walked off the diamond with a 10-1 score, which sophomore utility player Kelsey Jenkins knows is both a combination of luck and determination.“One inning, the rails just come off and you just keep going,” Jenkins said. “Everything finds a hole and everything finds the bat. We’ve put a lot of work in this season, especially with the [quality at-bats]. It really enforces us to just really push the pedal. We work towards those and the beginning [of the winning process] comes from that.”As the season goes on, and if Wisconsin keeps putting up the numbers that they have been putting up, it is only a matter of time before the Badgers find themselves in the position they want to be in.Healy knows that one of the best motivators this team has going for them is the way last season ended.“I think they just want it,” Healy said. “This is a group that, the senior class especially, they’ve been to two NCAA tournaments. Last year was a tough year, but they want to get the program back on track. I think there’s a lot of pride that they came here trying to get Wisconsin to be a nationally ranked team.”