Category: cgqpqqjznalggarx Page 1 of 15

Employees just want to fit in with your credit union

first_img 31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Anthony Demangone Anthony Demangone is executive vice president and chief operating officer at the National Association of Federal Credit Unions (NAFCU). Demangone oversees day-to-day operations and manages the association’s education, membership, … Web: Details Just a short while ago, my kids started first grade. I’m amazed at how much information they are absorbing.  And I do my best to funnel the information they receive.My wife and I hope to empower them to be smart, independent people who look out for their fellow man.  I also hope they aren’t the subject of a COPS episode.  So we try to teach them life lessons whenever we can.But here’s the thing – they often teach Mandy and me a few things. Take this photo for example.  This was from a few years back. It looks nice enough.  Smiling kids.  No scratch or bite marks, at least on that day.But did you notice Briggs?   He’s holding his purse.  Kate has a wonderful purse that she treasures above all other things.  Briggs saw her one day with a purse, and announced that he wanted a purse as well.  I told him that purses are for girls, but I didn’t really press the issue.Well, he somehow found that bag and adopted it.  It became Briggs’ purse.  I told him, gently, that girls use purses.  Men use wallets.  And manly men use money clips.  (I use a wallet, by the way.)  Briggs replied that “Daddy has a purse.”  I simply dropped the matter.Later that week, I was getting ready for work.  I went through my goodbye routine, which consists of a round of tickling, kisses and hugs.  As I walked away, Briggs said the following.Daddy, I want a purse like yours. I realized that I had my messenger/computer bag slung over my shoulder.  Here’s what it looks like:You know, that’s a purse.  Apologies, Briggs.I’ve thought about this a bit.  It must be so hard to be a three-year old. For a six-year-old, all you want to do is fit in.  You want to be like Mommy and Daddy. Like your sister.  Like Gamma and Grandpap.  You look for clues.  Kate has a purse.  Mommy has a purse.  And so does Daddy.  And so it must be for new employees.  They start a new job, and they want to fit in.  They want to succeed.  There’s the employee handbook.  There’s orientation.  But they’ll look to see what managers, directors, executives and board members do.  What they say.  How they act.  How they behave.They are always watching. And that’s a good thing to remember.last_img read more

First it was a pool, now it is a money saving device

first_imgMore from newsMould, age, not enough to stop 17 bidders fighting for this home1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor1 hour agoGarden Room House in New Farm Picture: Christopher Frederick Jones“Bruce and I have very complimentary skills … so it was a very harmonious process from the design, right through to the build,” Ms Stalker said.“He ran a really great site and got some really beautiful work out of the people that were on-site.”Ms Stalker, an architect of 29 years, and Mr Carrick, a graduate of architecture and industrial design, and also a furniture maker, decided that their underused pool needed to be repurposed.“It was consuming so much energy, and the kids just stopped using it and then we questioned why we were keeping it,” Ms Stalker said.The couple then decided to recycle the pool as a water tank under the living room slab and also use part of it to create a water garden at the back of the home.“We want to use passive systems that don’t require extra energy,” she said.Other ways that the couple used sustainable design was to recycle a lot of the existing house into their new home.They re-used all of the decking by slicing each plank in two and using them as slats for sunshading, they also re-used a lot of the hardwood and recycled the pool fence as balustrading.“In terms of general design we worked very hard to make the house look quite simple and to be efficient in our use of materials,” Ms Stalker said. Garden Room House in New Farm is one of the many homes available to be seen on Sustainable House Day — September 17. Picture: Christopher Frederick JonesA RARELY used swimming pool turned into a no-cost hydronic heating/cooling system is just one of the clever sustainable home designs you can see first-hand on September 17.The re-purposed pool is one of the many sustainability ideas that Caroline Stalker and her husband Bruce Carrick used when designing their home renovation at New Farm.Known as the “Garden Room House”, the home is one of many environmentally friendly houses that will be open to the public as part of Sustainable House Day on September 17.The national event, run by the not-for-profit organisation Alternative Technology Association, gives the community the rare chance to see inside some of the most environmentally friendly homes. For more information, to register for a tour or to view profiles of this year’s homes, visit sustainablehouseday.comCaroline Stalker said she and Mr Carrick had a fantastic time designing and building their Garden Room House and were already planning another home in the not so distant future.Not only did the couple design the home themselves, they also built it themselves, their first venture into being so hands on.last_img read more

ECB action having unintended effects in Netherlands – DNB

first_imgHe acknowledged, however, that the objection applied chiefly to the Netherlands and “maybe a number of other countries”, while the ECB’s monetary policy was aimed at the euro-zone as a whole.Knot said he had explained to ECB board members that the Netherlands was now debating a new pensions system, but he said they were left “unimpressed”, as combined pension assets are twice the country’s GDP. He also ruled out the possibility of granting concessions on the discount rate for liabilities – by raising the ultimate forward rate (UFR), for example.“Any adjustment,” Knot said, “would be shifting effects between the generations of pension funds’ participants. DNB’s only task is to set a realistic rate, taking potential future growth and inflation from which returns and risk-free rates are derived, into account.”Frank Elderson, supervisory director for pension funds at DNB, argued that adjusting the discount rate was the last thing the watchdog should do.“We can’t just add pension assets by magic,” he said.Knot added that the current defined benefit promises were what made the Dutch pension system so susceptible to low interest rates and reiterated his call for a quick switchover to a new system without fixed promises. The European Central Bank’s (ECB) decision to lower interest rates to make more savings available for the economy is having the opposite effect in countries such as the Netherlands that already enjoy high savings levels, according to Klaas Knot, president at Dutch regulator De Nederlandsche Bank (DNB).Knot, speaking at DNB’s annual report presentation, argued that the low-interest-rate environment encouraged people to increase saving for their pension rather than to spend money, as the ECB intended.He also questioned whether the impact of quantitative easing on the economy had been positive, “as the effect of growth decreases the more stimulus is applied, while side-effects might also increase”.Knot argued that, if people save a significant amount for a specific purpose, such as a pension, they tend to save more as the returns on existing capital decline, resulting in uncertainty over the chances of achieving the savings target.last_img read more

Batesville Freshman Dreams Big, Speaks In Vegas

first_imgKent with Pro Youth Baseball Charity CEO and former MLB 1st round pick Ray Young in Las Vegas.A Batesville High School freshman recently traveled to Las Vegas for a good cause.Ryan Kent, 14, of Batesville was invited to attend the Pro Youth Baseball Charity Foundation dinner as a featured speaker on Nov. 16.The Batesville freshman is the host for the online radio program “Ball Cards.” The weekly show features current sports news as well as information for memorabilia and card collectors.Kent received an invitation from charity CEO Ray Young to speak at the dinner after the producer of his radio show submitted an application on Kent’s behalf.The dinner was one event held by the charity that helps mentor underprivileged children into overall success in life.“There were about 50 to 60 people there,” Kent recalled. “Just the status of some of the people there, it was a humbling experience just for where I come from.”He spoke in front of former major league baseball players, including former Reds player Eric Davis, as well as children from across the United States.Although just 14 years of age, Kent used his own ambitions to inspire children he spoke to at the charity dinner.“Just kind of show the kids that maybe don’t have the best chance in some people’s eyes, that they can do good things in life and dream big.”While he remains busy with school and homework, he is also career focused. If you have the opportunity to meet the Batesville freshman, he is quick to lend you a business card or email a resume.He is targeting a career in sports journalism after high school and college. Until then, Kent will continue making connections in the industry while inspiring others to dream big.Read more about Ryan Kent here.last_img read more

Batesville Bulldogs Football Festivities

first_imgSummer workouts and practices kicked-off last week, and we are almost two months away from Week 1 of the season! Also, for those who live in the Indianapolis area, we will be scrimmaging at Zionsiville HS on Monday, June 26th at 6 pm as well at Beech Grove HS on Monday, July 11th at 6 pm.   For those in the Muncie area, we will be playing at Delta HS on Thursday, July 13th at 6 pm. All the scrimmages are free and you are welcome to come watch the Bulldogs in action!Alumni Football DinnerThe dinner will be at the Knights of Columbus in Batesville.  The event will begin at 6 pm with a Happy Hour with drinks then dinner will follow at 7 pm.Izzy’s Catering will be catering the event.  The meal will include a tri-tips carving station, baked potatoe, vegetable, salad, and rolls.*There will also be beer provided and a cash bar.**The event is only for anyone 21 years of age or older.$50 per ticket, $90 for two tickets, and $320 for a reserved table of 8.   Contact the following people to order your tickets for the dinner: Liz Kellerman (812) 212-1737.  Bob Weiler (812) 212-3087.  Evan Ulery (765) 860-4411.     2nd Alumni Football GameThe alumni football game will be part of the second Baatesville Football Kick-Off.  The alumni game will cap off the day of football under the lights with a 7 pm kick-off.  The itinerary of the event is listed below.9 am – Football Lift-a-Thon Fundraiser.*money raised will help fund additional training equipment and practice equipment .11 am – 2pm = Batesville Youth League Scrimmages.5 pm = High School Scrimmage.7 pm = Alumni Football Game.FundraisingThe alumni dinner and lift-a-thon are two events designed to raise money for the Batesville football program.  The program is striving to raise $20,000 to fund a variety of items that are listed below.Hi-Pod Endzone Camera Stand = $5000The end zone camera stand would allow us to film games and practices from the end zone view, which is a far better angle in teaching our players.  The ability to film at this angle will enhance our player development.Hudl Sideline = $900This will allow on the field replay to IPADs that would be used during a game.  This technology would enhance communication with players and coaching.  The technology is used by many of our competitors and conference members with great reviews.    2 Shadowman Tackling Dummy’s = $2000The Shawdowman help eliminate a lot of unnecessary contact during a practice to help preserve the body of our players as well as cut down on concussions.  The shadowman are also more game-like in tackling drills.  5 man sled = $6000Training Equipment = $1000-$2000Ropes, Prowlers, Sleds, and Harnesses.Practice Equipment = $2000.Half Rounds, Hand Shields, Pop Up Dummy’s, Lineman Chute.Weight Room Football Record Board = $1000.Football Stat Record Board = $1500.All of us involved with the Batesville football program thank the continuos support of our alumni and the Batesville community.  We hope to see at the alumni dinner and alumni game!Courtesy of Bulldogs Coach Evan Ulrey.last_img read more

Saturday is soda night at Cottage Grove

first_imgBy Ben DeatherageCOTTAGE GROVE, Ore. – Cottage Grove Speedway gets back to racing this Saturday, May 9 with Springfield Chamber of Commerce/Pepsi Family Night.Pepsi Family Night means fans who purchase a family pass (consisting of two adults and up to four youths) for $30 will receive complimentary small sodas courtesy of Pepsi.IMCA Xtreme Motor Sports Modifieds will return for their third show of the season. Jesse William­son won the first race on April 4 while Braedon Hand was victorious last week.Pit gates open at 2 p.m., the front gate opens at 4 p.m. and racing begins at approximately 6:45 p.m.last_img read more

Sprint Series of Oklahoma set for Friday show at Red Dirt Raceway

first_imgBy David Smith Jr.MEEKER, Okla. – The Sprint Series of Oklahoma IMCA RaceSaver Sprint Car Series presented by Smiley’s Racing Products will be back in action Friday, May 5 as the tour makes the first of two ap­pearances of the season at Red Dirt Raceway in Meeker.This event will be race three on the 2017 SSO schedule with Joe Wood Jr. of Oklahoma City pick­ing up the victory this past Friday night in Wichita Falls, Texas, while Texan Chad Koch picked up the season-opening victory at Southern Oklahoma Speedway in late March.The SSO visited the quarter-mile red-clay oval in Meeker last year with Jake Martens and Andy Shouse picking up victories. Shouse’s lone SSO victory last year helped propel him to the inaugu­ral series championship, as well as the IMCA RaceSaver Sprint Car national crown.Shouse, Martens and Wood are just a couple of the close to 25 drivers expected to compete Fri­day at Red Dirt Raceway.Touring regulars also expected include Cody Whitworth, Shayla Waddell, Mike Scott, Jerry Jumper, Gary Owens, Loyd Clevenger, Chris Kelly, Brandon Long and Sterling Hoff. A strong cast of rookie of the year candidates include Tanner Conn, Josh Toho, Justin Fisk, Dillon Laden and Stan Constant.Koch, who won the season opener, lost a motor late last Friday night and hopes to have one ready to make the trip from his Wichita Falls home.Gates open at 6 p.m. with race time slated for 8 p.m. Grandstand tickets are $10 while children ten and under are admitted for free.last_img read more

Enrique hails ‘all-round striker’ Suarez

first_img He went on: “When you know someone you can know what they are going to do, but he’s still a very difficult player to train against and he scores so many goals in training. “It’s like with Messi: everyone says he is going to cut inside all the time and you know he is going to do this but you can’t stop him from cutting inside and scoring goals. With Luis it’s the same (but) of course there are some differences between the two players.” Suarez, with 28 goals in the current campaign, has become Liverpool’s focal point and Enrique knows how much he offers the side. “Luis is a great all-round striker but it’s not just about the goals, it’s about what he gives to the team – it’s about his personality and his attitude,” he told “He’s the same in training as what you see in games. He gives 100 per cent all the time. He never misses training and, touch wood, he has not been injured so far. “Everyone wants to win – my character is that I don’t like to lose at anything – but with Luis when he loses the ball he knows exactly how to press again. “It’s amazing, of course, how he scores goals and some of the goals he has scored have been incredible.” The Uruguay international is the Barclays Premier League’s leading scorer with 21, two ahead of Manchester United’s Robin van Persie, but goals are not his only talent. Even when he was not scoring so regularly, the 26-year-old still posed a significant threat with his close skills and direct running. Enrique has experienced the South American’s trickery in training, and said: “I tell [Luis] all the time that he always does the same thing – he tries to do nutmegs. It’s always ‘megs, ‘megs, ‘megs and you just know he is going to do it but you can’t stop him.” Press Associationcenter_img Liverpool defender Jose Enrique has likened team-mate Luis Suarez to four-time world footballer of the year Lionel Messi when it comes to his ability to go past people.last_img read more

Keane attacks media

first_img As a result, Keane wants Martinez and O’Neill to meet. Everton have Europa League commitments this season and Keane knows of the difficulties of staying fresh from his own career, but he hopes Martinez understands the importance of international football. He said: “There has to be, I think, some sort of sit-down conversation and say, ‘listen, I think Martin’s been more than good enough here, particularly the friendlies, but these are big qualifying matches now’. “Roberto Martinez has to look after his club and he is probably thinking they have European games. Roberto, I don’t think, has ever played senior level at international level and maybe he doesn’t appreciate how big it is for us and how big the games are for us. “We talk about the manager here and the manager there, but there’s a player in between all that – and I can speak from experience, he’s under lots of pressure too. There is a guarantee that when the player turns up [for internationals] they are getting phone calls left, right and centre from their 15 physios at the club. “You’re also hoping the player can make the decision and say, ‘I’ll give it a go’ or whatever it might be.” Roy Keane was involved in a row with journalists after being asked if he was becoming a distraction from the Republic of Ireland cause. Press Association Having been asked about the publicity surrounding Celtic’s approach for him at the start of the season, his recently-updated biography and the hotel incident, Keane replied: “You think I’ve got to justify all that to you? And you all sit there and think I’ve got to answer everything. “Who the hell do you think you are? I’ve got to answer to you? I answer to the FAI (Football Association of Ireland) and Martin, and if we don’t get the results, I’ll be gone and you won’t lose a minute’s sleep, so don’t worry about distractions. “You are the ones who write about distractions.” O’Neill had admitted in his pre-match press conference at Celtic Park that the incident at the team hotel, when the FAI called the Gardai at Keane’s request, had been a minor distraction. No arrest nor complaint was made, b ut when it was put to Keane that it had been a distraction because people were talking about it, he replied: “Talking about what? Talking about something you don’t have a clue about. And everyone writing lies, the usual nonsense, ‘this happened’ and ‘that happened’.” Those exchanges came after Keane had taken Everton boss Roberto Martinez to task over his handling of injuries to key Ireland players Seamus Coleman and James McCarthy, who both missed last month’s qualifiers with McCarthy also sitting out this time around after reporting with a hamstring problem. Keane told the Daily Mail: “I worry that he [McCarthy] is under lots of pressure, particularly from Everton’s point of view, because every time there is an international match it does seem to be Seamus and James under lots of pressure. They’re turning up or they mightn’t turn up, or they’re struggling. “You always get the impression from Everton that Seamus and James are both barely able to walk, that type of thing. So when they actually turn up and they are walking through the reception, ‘Praise the Lord, it’s a miracle’.” Keane, Martin O’Neill’s assistant, spoke to the media at the team hotel in Portmarnock on Sunday morning and initially played a straight bat to questions about an incident in which he was allegedly involved at the same venue in the run-up to Friday night’s Euro 2016 qualifier against Scotland. However, when the daily print journalists got their chance, the mood changed. last_img read more

Lambert stands firm as Villa lose

first_img They are two points from the safety line and boss Nigel Pearson insisted their belief has never wavered. He said: “The dressing room always had belief in itself – what’s important is, when results are not going your way, you stay in contact and that’s what we’ve been about until we can make changes. “We’re in the January window now and whether we can add to the squad significantly remains be seen but the point is I never doubted our ability. “It’s nice to be talking on the back of decent results.” Striker Andrej Kramaric watched the win ahead of completing what is expected to be a club-record deal from Croatian side Rijeka once he obtains a work permit. “We’ve got to get over the line with that deal – it’s not prudent to talk too much about that. It’s difficult to obtain a work permit,” Pearson said. “He’s a young man who we’ve followed for a long time, he’s not a rabbit out of a hat – and he will add to what we already have here. “That’s what we’re about – adding to the squad – we’re not about replacing what we have.” The only blot was James’ red card after his foul on Clark and, after the pair squared up to each other, they had to be separated as they went down the tunnel. “I’m not prepared to make any comments on it. I will wait to see the report,” Pearson added. Villa went down 1-0 at resurgent Leicester and have won just twice in their last 17 Barclays Premier League games. Paul Konchesky’s winner sunk the visitors who had Ciaran Clark sent off in injury time, following Matty James’ dismissal after the pair clashed. Press Association It was Villa’s fourth red card in their last seven outings and came after the visiting fans chanted “We want Lambert out” for a second game in a row. But with Villa 13th and three points above the drop zone, Lambert insisted he will come out fighting. He said: “It is a great club and has a great fanbase. You have to take it and come through it. There are only two ways you will go, sink or swim, and I am certainly not going roll over. “They pay a lot of money to come and watch and I don’t want Aston Villa to keep doing what they are doing. “I think more importantly it’s the game, rather than people aiming things at myself. It’s the game and we didn’t do enough in the last third.” And Lambert felt Clark left referee Michael Oliver with little choice but dismiss him after he squared up to James following the Leicester man’s poor tackle. He said: “It was a bad challenge initially, Ciaran’s run in to help Jores (Okore). Ciaran has not helped himself as he was on a yellow card. I think the fracas was nothing.” The Foxes are still bottom but are unbeaten in their last four games in all competitions and are just five points from 12th place in a congested table. Defiant Paul Lambert vowed not to “roll over” after Aston Villa fans again called for his head.last_img read more

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